Promise Term Life

• Promise Term is an easy to understand, sensibly priced term policy. Choose from a 5,10,15,20 or 30 year policy and coverage from $50,000 to $5,000,000. The policy’s goal is to protect your family and home if you’re not there to do it. The money can help pay for funeral expenses, a mortgage, college education, or debts.

  This policy features PEMCO’s Accelerated or “Living” Benefit. It allows the policy owner to access up to 50% of the policy’s face amount (up to $100,000) if the insured person is diagnosed with a terminal condition that will likely result in death within 24 months.

Promise Whole Life

• Promise Whole Life buys protection for you and your family while it accumulates cash value. Coverage is available from $25,000 to $5,000,000 and is for individuals age 15 days to 80 years. Your cash value, death benefit, and premium are guaranteed to age 120 if the policy remains in force. You’ll know up front what guaranteed cash value accumulation to expect each year. You can access your cash value through policy loans. This policy also comes with the Accelerated Benefit clause.
  
  

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* All coverages are subject to the policy terms, conditions, exclusions and limitations.